How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
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Frequently Asked Questions
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
High-Risk Auto Insurance
Covers drivers with multiple violations or point accumulation. Carriers in this category accept higher-risk profiles but charge premiums that reflect violation history and point totals.
Non-Standard Auto Insurance
Designed for drivers who don't qualify for standard policies due to points, violations, or lapses. Non-standard carriers specialize in coverage for suspension recovery and multi-violation profiles.
SR-22 Insurance
Required when a specific violation triggers state filing mandates, not typically for point accumulation alone. Some states require SR-22 for reckless driving, excessive speed, or racing violations that coincide with point suspension.
Liability Insurance
The minimum coverage required to reinstate your license after suspension in most states. Covers bodily injury and property damage you cause to others, meeting state legal minimums for reinstatement.
Multi-Violation Driver Insurance
Specialty policies for drivers with two or more recent offenses. Pricing reflects cumulative violation history, and not all standard carriers offer coverage to multi-violation applicants.