Point accumulation thresholds are state-specific, but nearly every point-system state uses a sliding-window calculation that resets differently depending on whether the clock starts at conviction, offense date, or abstract posting. Most drivers calculate their total wrong.
Why SR-22 Requirements Vary Even When the Suspension Cause Is the Same
Point-based suspensions do not automatically trigger SR-22 filing requirements in most states. The SR-22 requirement typically attaches to the underlying violation that pushed you over the threshold, not the accumulation itself. If your final ticket was for speeding 15 over in a 55-mph zone, most states do not require SR-22. If your final ticket was for reckless driving, racing, or speed-contest violations, SR-22 is likely required even though the suspension trigger was point accumulation.
Florida requires SR-22 for suspensions triggered by uninsured-at-fault crashes, DUI, or leaving the scene, but not for pure point accumulation unless one of the violations in the point series was a serious traffic offense under Florida Statute 322.27. A driver who accumulates 12 points from three speeding tickets and one failure-to-yield does not need SR-22. A driver who accumulates 12 points from two speeding tickets and one reckless driving conviction does.
California requires SR-22 for all negligent-operator suspensions if the suspension period exceeds 30 days. A 4-point-in-12-month suspension typically lasts 6 months, which triggers SR-22. The filing period lasts three years from the reinstatement date, not the suspension date.
Virginia requires SR-22 for point-based suspensions only when the suspension is the driver's second or subsequent within a 10-year period. First-time point suspensions do not require SR-22 unless one of the underlying violations independently triggered the requirement—most commonly reckless driving by speed (20+ over or 85+ in any zone), which is a Class 1 misdemeanor in Virginia and carries mandatory SR-22.
Georgia does not require SR-22 for point suspensions unless the driver is under 21 and classified as a high-risk operator. Drivers 21 and older who accumulate 15 points in 24 months must complete a defensive driving course and pay the reinstatement fee but do not need to file SR-22 unless one of the convictions was DUI, reckless driving, or hit-and-run.